Deposit in the Philippines

Two ways to make a deposit.

1. Deposit using Netizen App via Ayannah Network. 

2. Deposit by visiting the physical branches of our partners. 

Deposit using Netizen App

On the app just tap on “Deposit” > “Local” select “Sendah Direct” or “Panalo Express”enter the amount you want to deposit and get the Reference Code. 

  • Visit “Panalo Express” if you Select “Panalo Express” and provide the Reference Code and one Valid ID. 

  • Or Visit any Cash In Agents below if you select “Sendah Direct” and provide the Reference Code and one Valid ID. 

    • Direct Agent 5 (DA5)

    • PeraHub (PetNet)

    • VIP Center (ACM Business Solutions, Inc.)

    • Brigada Pharmacy

    • Card Bank, Inc.

    • Rural Bank of Guinobatan Inc.

Deposit by visiting the Physical Branches of our Partners

Visit any branches below to make a deposit

  • MLhuillier

  • 7Eleven

  • ECPAY

  • Panalo Express

See the locations below:

Withdrawal in the Philippines

Two ways how to Cash Out or Withdraw with your Netizen Savings Account

1. By using Netizen App via Ayannah Network

2. By visiting the physical branches of our Cash Out Partners

Withdrawal by using Netizen App via Ayannah Network

  • Open your Netizen Mobile Banking App

  • Tap “Withdrawal”

  • Select “Sendah Direct or Panalo Express”

  • Input the amount you wish to withdraw or send

  • Provide the “Reference Code” to the person who will claim the money

  • Visit “Panalo Express” if you Select “Panalo Express” and provide the Reference Code and one Valid ID. 

  • Or Visit any Cash Out Agents below if you select “Sendah Direct” and provide the Reference Code and one Valid ID. 

    • Direct Agent 5 (DA5)

    • PeraHub (PetNet)

    • VIP Center (ACM Business Solutions, Inc.)

    • Brigada Pharmacy

    • Card Bank, Inc.

    • Rural Bank of Guinobatan Inc.

Withdrawal by visiting physical branches of our Cash Out Partners

Visit any branches below to make a withdrawal. 

  • MLhuillier

See the locations below: